Date: 2007-04-09 01:21 am (UTC)
Wow, your financial planner must've had some bad luck! We didn't experience anything like that. Maybe she visited a while ago and things have changed since then?

I plan ahead ridiculously far in advance.

It's a good idea. I find that if I don't make plans six months to a year in advance I won't get around to it. Besides, you probably get lower rates if you reserve early, I should think.
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